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Car Insurance Facts, Tips
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If you are planning on driving a vehicle on any public road within Canada you MUST have car insurance, that's the law.

Each province and territory has their own minimum required car insurance coverage. In some provinces such as; Ontario, Nova Scotia and PEI you purchase your car insurance through a private insurer. Whereas in other provinces like BC and Manitoba you can purchase your basic auto insurance coverage through a government agency, usually when you are licensing your car. If you want added or enhanced coverage you would then go to a private insurer. The good thing is that you can tailor your auto insurance policy to your specific needs.

Generally, your auto insurance covers three areas:

  • Liability - covers your legal responsibility to others for bodily injury or property damage

  • Property - covers for damage and/or theft of your car.

  • Medical - covers cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

This section will provide you with car insurance facts, tips and hints that will help you save on your Canadian car insurance. Take the time to read through the information, especially before you go out for car insurance quotes, so you have a little more information that will help you make a more informed buying decision when it comes to your auto insurance needs.

Keep in mind, as you read through the car insurance facts, tips and hints provided below, that the articles below are provided for general information only and do not replace any policies which are stated and applicable for where you live.

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