It's an exciting time in the household when a son or daughter is
ready to get behind the wheel of your car. Exciting for them, but
most parents feel it can be a headache. Getting a car insurance
quote new driver, doesn't have to be a headache and if you are smart
it won't cost you a lot in your insurance premium either!
About Insurance When ...
your teen has the first level of their driver's license (in Ontario
it's the G1, elsewhere in Canada it's a Class 7), they are to have
a licensed driver in the car with them at all times. Because they
are under this constant supervision, insurance companies do not
consider them a high risk for accidents and are not required to
be added to your insurance policy.
minute their license changes (G2 Ontario, Class 5 everywhere else),
they do need to be insured and you'll have to add them to your insurance
policy. When it is time to add them don't forget to shop for rates.
You can get a
Canada car insurance online quote and see by how much your rate
will be affected from several companies at once and decide from
there which way to go.
Affecting an Insurance Rate ...
Canada car insurance the best thing you can do for your teen and
yourself (since you're paying the car insurance) is to enroll your
teen into a driver-training course. Enrolling your son or daughter
in a driving-course is not only great for them but, it gives them
discounts off their insurance for their first three years that they
are licensed. They learn to be better drivers and you see a discount
AND the discount you see is typically greater than the cost of the
your daughter who has completed a driver-training course, many companies
will add her to your insurance without any sort of huge change in
your rate. The reasoning behind this is based on stats that have
shown young female drivers are a lower risk for insurance companies
that the young male drivers are.
you're adding your son to your insurance policy the increase will
depend mainly on the type of car (or cars) you own, the age of your
son and their driving history. When it is time to add your son to
your policy take the time and shop your rates, even adding a new
driver to your policy the rate can vary from one insurance company
to the next. Go and get a
Canada car insurance online quote and check.
It can be taxing enough if you happen to be that mom and dad who
have a daughter or son ready to get behind the wheel of the family
car. Car insurance quote - new driver can certainly add to that
stress, but it doesn't have to if you take the time and do your
Dennise Ryder writes from her home in Toronto, Ontario, Canada.
Many people are paying way too much for car insurance, check and
make sure you aren't one of them,
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