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If you are new to Canada and are planning on owning a car, you must
have proper car insurance. Here are some things you'll need so that
you can find out about getting a car insurance quote for a new driver
to Canada.
1.
Previous Insurance
If
you are able to, get a letter from the company who insured you where
you use to live. Ensure it is the original copy on company letterhead.
Some insurance companies may consider your past insurance experience
when they look at the premiums. The more experience you have the
lower your rate could be. Keep in mind though that insurance companies
are not obligated to accept your letter as proof.
2.
Valid License
When
you are looking to get Canada car insurance, keep in mind that many
insurance companies won't provide you with coverage if you have
an international license. You have to get your Canadian driver's
license before you start shopping for a car insurance quote in Canada.
3.
Due Diligence - Shop Your Rates
If
you are moving to BC, Saskatchewan or Manitoba insurance is provided
by government agencies. Other provinces there are auto insurance
companies which will provide yu with new driver car insurance quotes.
The best thing to do is SHOP. Insurance companies do not follow
the same rate policies, so check rates and compare!
You
can compare rates online. Make sure to get a
Canada car insurance online quote
If
you are moving to BC, Saskatchewan or Manitoba here are a few sites
to help you out as well!
British
Columbia:
http://www.icbc.com
Saskatchewan:
http://www.sgi.sk.ca
Manitoba:
http://www.mpi.mb.ca/english/english.html
4.
Insurance Credibility
Even
though you may have been driving for some time in your country and
your record is spotless, most insurance companies will base their
premiums on a new driver car insurance rate. If you are from the
US however, there may be an exception to the rule because the driving
conditions across the border are similar to what we have in Canada.
5.
Paying for Your Auto Insurance
Once
you have received a car insurance quote for a new driver and have
made your choice, it could take up to 2-3 weeks to process your
auto insurance once you have made a choice. In addition, understand
as well that you may be required to pay your premiums upfront or
a deposit may be required.
6.
Carry Documentation With You
You
will receive your insurance slip in the mail. Once you have received
it, make sure you keep it with you. You will be required to show
proof of insurance when asked by a police officer and can face a
fine if you don't have it on you.
If
you are moving to Canada ... Welcome! You will need car insurance
if you plan on owning/leasing a vehicle and therefore take some
time and get a car insurance quote for a new driver. Remember to
SHOP your rates!
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Dennise Ryder writes from her home in Toronto, Ontario, Canada.
Learn more ways on how you can save on your
Canada car insurance. Car insurance premiums differ by $900,
are you getting the best car insurance premium? Make sure get a
Canada car insurance online quote
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